Split Payment for your customer with a flexible pay-over-time option

The first of its kind payment system where users can use their existing credit card to pay in free monthly installments.

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Automate periodic payments so you do not have to chase payments. Save your time and effort and stay focused on what matters.

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How it works

Amount details are sent to the customer through link or on the website’s checkout page

Customer enters the credit
card details

Card is validated and customer can choose the instalment plan or can pay in full

Payment Completed

Benefits for your Customer

No Interest

The amount is charged on the credit card and split into multiple payments without interest charges or late fees

No Application

Since they pay over time using their existing credit, they don’t need to fill out an application

Easy Payment Plan

Take the burden away from paying big amounts. Ease it with 3 smaller payments instead

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Benefits for your Business

Increase Conversion

35% of shoppers are more likely to make a purchase if offered the ability to pay in interest-free installment payments

Higher Order Value

Studies show a 20% increase in order value while choosing their own flexible monthly installment plan

Higher Ticket Size

With multiple payment plans available, transact for RM 10,000 or even more

Pricing built for Businesses of all sizes

Transaction fees can be shared between
the Merchant and the customer


5 Days Settlement

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Split payments offer better shopping experience and reduces cart abandonment

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EZYSPLIT is an easy payment plan method solution enabling customers to pay for purchases with an existing credit card by splitting the cost into interest free monthly payments, without additional registrations or applications

A zero installment credit card in Malaysia works at the time of purchase. The shopper will only be charged for the first payment. The remaining balance will be held on the credit card until the final payment is made.

All local credit cards in Malaysia from Mastercard are supported by EZYSPLIT.

It depends on the credit line available on the existing credit card.

If the card is expired or changed during the plan cycle, we will get a notification of the failed transaction and we will notify you accordingly.

You can void only during the first transaction on the same day. This will cancel the whole instalment cycle plan as well.

In the merchant portal or the app, the sales slip will show all the details such as the pending instalments where you can track it with ease.

Just fill up the form on this page and our consultant will get in touch with you to get you started on your easy payment plan

For website, you can take up our Online Payment Gateway – EZYWAY which has the EZYSPLIT API inbuilt within. This will give options to your customers during the checkout process.